603-484-8555

The state of New Hampshire does not require a collection agency to be licensed. Thus many scam artists run wild in the state of New Hampshire. Case in point... Howard Clark & Associates in Salem, NH. You will receive many threatening phone calls and letters from them regarding very old debts they bought and try to collect on. Contact the NH Consumer Protection Bureau if you have a problem with a debt collection agency in New Hampshire: NH Consumer Protection Bureau Department of Justice 33 Capitol Street Concord, NH 03301-6397 603-271-3641 Howard Clark & Associates is currently being sued in a New Hampshire Federal Court for its unscrupulous debt collection techniques. Further, they they have various complaints filed against them with the Better Business Bureau. https://www.bbb.org/us/nh/salem/profile/collections-agencies/howard-clark-associates-group-management-team-inc-0051-92050401/complaints Hope this information helps those of you that are being scammed by this low life collection agency.

Calls telling me they have papers of a legal documents and I should contact them...I've answered ounce told them I have a lawyer and they should contact them..but since their not telling me what it pertains to I don't know which lawyer to notify..also comes in phone =*67 case #-------- report It to AG

call from Lynn Edwards clerk for Howard Clark associates for Joshua C. They called my land line for years and stop and start up about every 6 mon. Not his phone don't know him now I have a cell and they started up the same thing again and when I got upset she said they would not call me back but I don't believe her they are determine to harass me and I am tired of itcant block all the no u have and only 67 comes up so can block stop these people

DO NOT RESPOND. If they have a legitimate case, they will just have a process server hand you a subpoena to appear in court. Law firms do not hide. This one is. No correspondence, no return phone number on phone, long voicemails that are phishing for information.... no. Get an attorney to handle the subpoena of you ever actually receive one. It's the best way to go. This debt collector must have recently bought some old accounts.

Three words... STATUTE OF LIMITATIONS. I have received 2 calls from an unknown number with a lengthy voicemail left behind both times with all the same threatening wording as I've been reading above. https://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php

Three words... STATUTE OF LIMITATIONS. I have received 2 calls from an unknown number with a lengthy voicemail left behind both times with all the same threatening wording as I've been reading above. https://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php

I got a phone call from this company today with a blocked number telling me about a civil case pending. I haven't called back an u probably won't unless I'm bored but I did notice all of us have gotten these calles within the last couple of weeks. I may just call Monday to have some fun. I hate these people with a passion.

they keep calling under 67 and then leave a a threat from a cathy mendez that they have a complaint and they sent kegal records to an old address. I'm 67 years old and I haven't responsed to their threats. I just want them to stop ut

I have been scammed since December 2009, going on 11 years now, by unknown, unnamed phone calls where claims that I owe a 20 year old debt of $10,000.00 ( WHICH HAD BEEN SATISFIED AND IS 20 YEARS PAST STATUTE OF LIMITATIONS) and I must pay or be filed against in court. I have been harangued every day accept week-ends and some isolated months where there the scammers make up a new tactic and re-group to harass me. The bottom line is the same issue of documents to be delivered to me to sign to pay or be sued. This is an attempt to re-open the debt; satisfied or not. One very nasty man phoned me stating that he was taking my home, Social Security, home car and everything I own etc if I did not immediately pay. I told him (while he was yelling at me) that this was a scam, I did not owe the debt and most importantly it was barred by Statute of Limitations and not to call me again. Well, this stopped the scan for only a few weeks until it started again. (I ignore these calls as scams (not knowing what to do) and try not to answer their daily calls, sometimes up to three – five a day. This time with a woman telling me she is a certified process server in Shasta County who has a law suit giving me a phony number, to serve on me. She said I had to call an 800 number to make payment or she was going to serve me. I said Oh no, another angle on the scam and did noting. I am sorry but I do not have this number but I did Google it to find pages of thousands of people claiming the exact same thing on this scam. It was obvious that she was not a process server committing fraud and that the court case she said was not a case at all and not a legitimate court number, more fraud. I cannot continue to comment on the 11 years of the scam tactics but most importantly, I received on or abut Sept. 22, 2019, for the first time (any correspondence) in the mail OR OTHERWISE. A letter from a Howard Clark Associates. 215 S Broadway, Suite 402 Salem. NH 03079 (phone 1-888-667-9431, 603-484-8555 fax 603-484-8598. The letter is signed by a Benjamin Watson demanding money from me by Sept. 27, 2019 or I will be sued. I again have to endure another line of tactics to scam me. I Googled the firm and found pages of warnings that this is a SCAM alleged company. I decided I was going to get them and installed an answering box to catch some of their harassment and fraud. Here came 1 call on Monday September 20, 2019 and 2 calls on Sept. 24, 2019 (no name and no number on the caller ID). The recorder took the call from a man claiming he was Kevin Clark claiming to be an attorney, FRAUD, working for Howard Clark and Associates. He then says this is the law firm of Howard Clark (a true law firm), FRAUD, ready to file suit against me if I do not pay and accept and sign documents to be delivered to my home, FRAUD, by September 26, 2019 and pay from them by September 27, 2019. If I did not call Howard Clark and make payment. Here we go again with the scam of the threat of documents and the lawsuit! The same scam for 11 years that I have had to endure. With the same bottom line.

This may be a legitimate debt collector. (although their address is a different store on Google Street view...) If they contact you though, know your rights. They tried to get me to make a payment by making the settlement time sensitive. That is their right, but the reality of the situation is that the debt in questionis well past the statute of limitations. Even admitting that the debt is yours or making a partial payment restarts these statutes in some states and gives them a right to sue you. Talk to a lawyer or do as much research as possible before you talk to them because they tried to trick me into making a payment for a debt I wasn't aware of. https://www.nolo.com/legal-encyclopedia/creditor-lawsuits https://www.nolo.com/legal-encyclopedia/time-barred-debts-when-collectors-29805.html Also, all debt collectors are required to state that they are debt collectors and that the purpose of their communication is to collect on a debt. Nobody I spoke to mentioned that. Being that I am past the statute on this, sueing me to collect on the debt is a violation of the FDCPA. If you have to deal with these people, make detailed notes of your conversation, don't assert the debt, ask for a written declaration of the account, and do as much research as you can. (Obviously I'm not a lawyer of any kind, just trying to spread info I wish I knew before I called these people back)