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Said from Bank Of America, Not Bank of America, when questioned, hung up!
Pretending to be Capitol One credit card company. Hung up and blocked number.
This phone number would not confirm what company they were with until I gave my date of birth and address on a recorded line.
No banks will call and offer you a lower interest rate most likely calls from people that represent Banks are not legit they usually ask you for your expectation date first don't bother just hang up if you want a lower interest rate call your credit card provider on the back of your card.
Caller ID first showed a number in my town. Was automated message to lower my interest rate on my Bank of America card (I knew it was a scam). Pressed one and asked what bank, man yelled at me for asking questions. I said it was just a scam and he said "F*** you!". Then promised to call me 4 times a day. Called right back from 800-847-2902.
Robo called said my SS# has been suspended and to talk to a representative to press 1. I did and a lady came on talking so fast I had to ask repeatedly what she said. She asked for my name. I told her she called me she should know who I am. She called me by my last name and asked if I would hold please. I laughed at her and said sure. The phone went on hold and a min later went to a fast busy signal.
Automated call, at least once a week. "Press 9 to speak to a live person." So I do, and they give me another number to call since they "don't have the authorization to remove phone numbers." The number they gave me has been busy all morning.
They want to lower your Visa or MC to 0%, so want you to give them your information of course. I kept them on the line and just muted my phone. Wasted a bunch of their time like they waste mine every day. Someone in India.
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I was told to call 800-847-2911 to verify it was a legit call from Discover. Took them transferring my call and long wait to get this number.